645 Yuma Loop, #402, Kiowa, CO, 80117

**ASSUMABLE 2.875% VA LOAN** Welcome to a rare opportunity in Kiowa, Colorado - a spacious 2-bedroom, 2-bath condo with a finished basement, private 2-car attached garage, rooftop patio, and an assumable 2.875% VA loan. Located just minutes from historic downtown Kiowa and just east of Elizabeth and Parker, this home offers small-town Colorado living with convenient access to nearby shopping, dining, schools, trails, and major commuter routes. Inside, this 1,370 sq. ft. condo features a functional multi-level layout with comfortable living spaces, updated bathrooms in the two upstairs bedrooms, new light fixtures, and an updated ceiling fan. The primary bedroom includes direct access to a private rooftop patio, creating a unique outdoor retreat that is perfect for morning coffee, evening sunsets, or extra entertaining space. The finished basement adds valuable flexibility and may offer potential for a future bathroom, guest space, home office, workout room, media room, or additional primary-style suite depending on the buyer's needs and plans. The attached 2-car garage provides private parking and extra storage - a major convenience for condo living in Kiowa. The HOA has recently completed major exterior improvements for the complex, including new roofs and fresh exterior paint, giving buyers added confidence and curb appeal. With its finished basement, rooftop patio, attached garage, updated interior touches, and low assumable VA loan rate, this Kiowa condo stands out as a smart option for buyers looking for more space, flexibility, and affordability east of the Denver metro. Enjoy the charm of historic downtown Kiowa, the open feel of Elbert County, and easy access to Elizabeth, Parker, and the surrounding southeast Colorado communities.